If you want to take control of your money and your future, then a Self-Managed Super Fund (SMSF) might be the right choice for you. Choosing to organise your super into a self-managed fund is a big responsibility, however it also allows you to determine how successful and comfortable your retirement will be. More Australians are realising the potential in
buying property through SMSF
. Buying property through SMSF enables you to become actively engaged in your super fund and establish your retirement with a tangible, reliable investment solution. In buying property through SMSF, you are joining the ranks of other proactive Australians who are boosting their future safely to retire richer and earlier.You can leverage your SMSF to borrow to invest in property, with residential properties being able to gain up to 70% LVR. With the share market fluctuating the way it is, buying property through SMSF presents a welcome opportunity to create a solid investment that generates long-term wealth. And your SMSF pays only 10% Capital Gains Tax if held for more than 12 months and no Capital Gains Tax if you sell the property in pension phase. An SMSF home loan has numerous tax benefits and your lender has no access to any other assets within your SMSF. Self-managing your super funds allows you the freedom of buying property through SMSF and setting yourself up for retirement with a more substantial asset. Property gears better and is more likely to gain a higher loan amount from lenders, effectively giving you an asset that is constantly growing. Varying rules and regulations apply to both residential and commercial properties and their intended purposes but deposit, any shortfall, and ongoing costs are covered by super contributions until the property becomes self-funding and blooms into a valuable retirement resource.
We understand that while you want to boost your retirement assets, you also want to be secure in your investments and create a sustainable financial future. Our guidance allows you to actively participate in influencing your financial destiny. Using your super wisely to buy property has the potential to save you sizeable amounts of money and gain you the early retirement you deserve.